Terms of Service

Last Updated: May 22, 2026

Welcome to TradeSmart Zone ("the App").

Please read these Terms of Service ("Terms") carefully before accessing, downloading, or using the App.

By accessing, downloading, or using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the App.

1. Nature of the App

TradeSmart Zone is an educational application.

The App is designed to help users learn concepts, foundational knowledge, and learning methodologies through interactive educational tools.

The App may provide:

• Educational content and learning materials;
• Learning assistance features;
• Simulation features;
• Personalized content management features;
• Other educational and learning tools.

2. Non-Financial Services Statement

TradeSmart Zone is not a financial institution.

TradeSmart Zone does not provide:

• Account opening services;
• Brokerage services;
• Payment services;
• Investment advisory services;
• Asset management services;
• Real-money trading services;
• Real securities trading services;
• Any form of financial services.

All content provided through the App is intended solely for educational and informational purposes.

3. Learning Assistance Features

Certain features of the App are supported by technology provided by OpenAI.

These features are intended to assist users in understanding educational content and obtaining general informational references.

You acknowledge and agree that:

• Generated content may be inaccurate, incomplete, outdated, or unsuitable for specific circumstances;
• Different users may receive different results;
• Such content is provided solely for educational and informational purposes.

4. Simulation Features

The App may provide simulation-based learning features.

You acknowledge and agree that:

• Simulation activities are provided solely for educational purposes;
• No real money is involved;
• No real assets are involved;
• The App is not connected to any live trading system;
• No actual orders are executed;
• Simulation results are for reference purposes only.

Any simulation results do not represent future real-world outcomes.

5. Eligibility

You must be at least 13 years old to use the App.

If applicable laws require parental consent for minors, you may only use the App under the supervision and consent of a parent or legal guardian.

By using the App, you represent that you satisfy these requirements.

6. Fees

We offer both free and paid Services. If you choose to subscribe to a paid Service, you agree to pay the fees ("Fees") as quoted to you when you purchase that Service.

We may calculate taxes payable by you based on the billing information that you provide us at the time of purchase.

You are responsible for all charges related to using the purchased Service (for example, data charges and currency exchange settlements).

You will pay the Fees in the currency We quoted at the time of purchase.

We reserve the right to change the eligible currencies at any time, except where not permitted by applicable law.

We reserve the right to change its prices at any time. However, if we have offered a specific duration and Fee for your use of the Service, we agree that the Fee will remain in force for that duration.

7. User Conduct

You agree not to:

• Violate any applicable laws or regulations;
• Infringe upon the rights of others;
• Interfere with or disrupt the operation of the App;
• Attempt unauthorized access to systems or data;
• Use automated tools, crawlers, or similar technologies to access data;
• Upload malicious code, viruses, or harmful software;
• Abuse any functionality of the App;
• Engage in any unauthorized or unlawful activities.

We reserve the right to suspend, restrict, or terminate access for violations of these Terms.

8. Intellectual Property

The App and its associated content, including but not limited to:

• Software;
• User interfaces;
• Design elements;
• Icons;
• Text content;
• Data presentation formats;
• Functional implementations;

are protected by applicable intellectual property laws.

No content may be copied, modified, distributed, displayed, sold, or otherwise used without prior written authorization.

9. Service Availability

We will make reasonable efforts to maintain the availability of the App.

However, we do not guarantee:

• Uninterrupted service;
• Continuous availability;
• Error-free operation;
• Permanent data retention;
• Ongoing availability of all features.

We reserve the right to modify, upgrade, suspend, or discontinue any feature or service at our discretion.

10. Disclaimer and Limitation of Liability

App Content

The content provided through the App is intended solely for educational, informational, and general reference purposes.

Nothing contained within the App is intended to replace professional advice, services, or guidance.

Learning Assistance Features

Certain features of the App utilize technology provided by OpenAI.

Generated content may be inaccurate, incomplete, outdated, or unsuitable for particular situations.

Users are solely responsible for evaluating the accuracy, completeness, and suitability of such content.

Investment, Trading, and Related Decisions

TradeSmart Zone does not provide:

• Investment advice;
• Investment management services;
• Financial advice;
• Securities recommendations;
• Legal advice;
• Tax advice;
• Any form of personalized recommendation or decision-making advice.

The App is not an investment platform, trading platform, or financial services platform.

Users are solely responsible for any decisions made based on educational content, simulation results, learning assistance content, or any other information provided through the App.

Simulation Results

Simulation features are provided solely for educational purposes.

Any simulated results, sample data, historical data, or practice outcomes do not represent future results and should not be interpreted as guarantees of performance or returns.

Limitation of Liability

To the fullest extent permitted by law, TradeSmart Zone and its operators shall not be liable for any direct or indirect losses arising from:

• Use or interpretation of App content;
• Decisions made based on App content;
• Errors or omissions in generated content;
• Differences between simulated and actual outcomes;
• Third-party service failures;
• Service interruptions;
• Data loss;
• System failures or force majeure events.

The App is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied.

11. Changes to the Terms

We may update these Terms from time to time to reflect legal, operational, or business requirements.

Updated Terms will become effective upon publication.

Continued use of the App after such updates constitutes acceptance of the revised Terms.

12. Termination

You may stop using the App at any time.

We reserve the right to suspend, restrict, or terminate access to the App if you violate these Terms or applicable laws.

13. Contact Us

If you have any questions regarding these Terms, please contact us at:

Email: tradesmart_backing@outlook.com